Investor’s Factsheet

The performance data we report represent past performance and are no guarantee of future results. The recent upsurge in the stock market has helped to produce short-term returns that are not typical and may not continue in the future. Because of ongoing market volatility, portfolio performance may be subject to substantial short-term changes. Current performance may be lower or higher than the performance data quoted. Investment return and principal value will fluctuate so that the value of investors’ portfolios, when sold, may be worth more or less than original cost. This document should be reviewed with your financial advisor and should take into account your risk tolerance and financial goals.